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Environmental and Social Sustainability Report


Environmental and social sustainability mission statement

ACLEDA MFI Myanmar Co., Ltd. is committed to achieving strong, sustainable financial returns while respecting the environment and community within which we live. We subscribe to the concept of triple bottom line ('people, planet, profit') reporting and are developing indicators for measuring and reporting on our performance and impacts on the society and the environment and to implement a reporting structure based on the guidelines of the Global Reporting Initiative.

The key elements of ACLEDA MFI Myanmar Co., Ltd.'s ESS mission are:

  1. To provide a framework of guidelines within which ACLEDA MFI Myanmar Co., Ltd. can operate in a sustainable manner so that our impact on the environment, society and the community in which we operate is managed in a responsible way.
  2. To continue to introduce energy efficient systems into our buildings and to manage sensibly our energy requirements wherever we operate.
  3. To honor the society in which we live and actively work to promote an inclusive culture, embracing not just shareholders and staff, customers, and business partners but respect for the individual within our community.
  4. To recognize that supporting the community is not just morally sound but good business as well - our 'good health' and prosperity are mutually interdependent.


ACLEDA MFI Myanmar Co., Ltd. fully subscribes to international conventions which prohibit the provision of credit to, or otherwise support any activities which might harm the environment, be morally repugnant or jeopardize human rights. In particular the MFI has in place policies which forbid involvement in exploitative forms of forced or child labor, trade in weapons and munitions, gambling, casinos, brothels, regulated wildlife or wildlife products and production or trade in radioactive materials or significant volumes of hazardous chemicals.

Social Sustainability

ACLEDA MFI Myanmar Co., Ltd.'s corporate culture is built on respect for the society in which we operate and an inclusive approach to our stakeholders embracing not just shareholders and staff, customers and business partners but the community at large. In addition to the environmental programs mentioned above, the MFI observes a policy of equality in all our dealings with the public in general and customers and staff alike. Above all, ACLEDA MFI Myanmar Co., Ltd. has practiced from the very beginning 'zero tolerance' of corruption both internally and externally and transgressions are dealt with summarily.

The following are key principles in ACLEDA MFI Myanmar Co., Ltd.'s corporate social responsibility policy:


  • ACLEDA MFI Myanmar Co., Ltd. is an ‘equal opportunity’ employer. Apart from those jobs which involve a higher physical risk (e.g. guards and messengers) appointment to all positions at every level is based entirely on merit regardless of gender or physical disability.
  • ACLEDA MFI Myanmar Co., Ltd. aims to be the most progressive employer in The Republic of the Union of Myanmar providing medical, pension and other benefits. It provides comprehensive training both for new recruits as well as experienced staff.
  • A high level committee under the chairmanship of the Chairman of the Board has been specifically tasked with the responsibility of setting and monitoring the MFI’s moral and ethical standards and respect for human rights.

Environmental and Social Data

  Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020
Environmental Performance Indicators
Paper in Kg 3,050.97 3,814.47 4,514.4 7,354.3 7,972
Waste paper in Kg 110.39 82.13 114.79 163 226.9
Tissue in Kg 366.9 385.24 406.3 646.8 944
Electricity in kWh 131,516 125,416 126,976 200,595 186,200
Gasoline in Liters 2,523.58 2,962.52 6,743.09 12,248.8 20,565
Diesel in Liters 1,823.18 3,693.46 4,944.74 7,109.8 1,688
Lubricant in Liters 209 63 73 193 300
Water in cubic Meters 2,290 1,408 1,320 7,920 8,000
Business travel
By vehicle in Kms - - - - -
By motorcycle in Kms 131,872 178,418 328,988 619,225 193,249
Social Performance Indicators
Number of staff 155 186 226 443 522
Female 89 112 140 305 347
Male 66 74 86 138 175
Training and education
Training – career development and refresher programs 660 459 784 1,497 132
Training of new recruits – induction program 30 68 105 267 19
Lower segment outreach
No. of micro business loans outstanding 32,022 48,531 68,564 80,412 105,304
Average micro business loan size (US$) 264 324 361 344 402


ACLEDA MFI Myanmar Co., Ltd. recognizes that playing our part as good citizens in the community in which we abide is vital to our mutual interests and prosperity.

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