ACLEDA MFI Myanmar Co., Ltd.

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The shareholders are the owners of the Bank. However, except for approving certain critical strategic matters the Shareholders have no direct powers to manage it in any way but delegate this responsibility to the Board of Directors through the Articles of Association.

ACLEDA Bank Plc.

ACLEDA Bank Plc. is a public limited company, formed under the Banking and Financial Institutions Law of the Kingdom of Cambodia. Originally, it was founded in January 1993 as a national NGO for micro and small enterprises' development and credit. It went through two major successful transformations from Microfinance to Specialized Bank and then to a Commercial Bank in 2000 and 2003 respectively, in order to provide full banking services to meet customer demand. ACLEDA Bank Plc. is the first bank in Cambodia to have been assigned ratings by the top international credit rating agency - Standard & Poor's.

ACLEDA Bank Plc. is 51% owned by Cambodia interests, including its staff, with the remaining 49% taken up by Sumitomo Mitsui Banking Corporation (18.25%), COFIBRED (12.25%), ORIX Corporation (12.25%), and the three investment funds (Triodos Sustainable Finance Foundation, Triodos Fair Share Fund, and Triodos Microfinance Fund) managed by Triodos Investment Management (6.25%). ACLEDA Bank Plc. has four subsidiaries which are ACLEDA Bank Lao Ltd., ACLEDA Securities Plc., ACLEDA INSTITUTE OF BUSINESS, and ACLEDA MFI Myanmar Co., Ltd.

At the end of July 2018, ACLEDA Bank Plc. had 12,410 staff working in 262 offices nationwide including ACLEDA INSTITUTE OF BUSINESS and ACLEDA Securities Plc. It had total assets of USD 5.43 billion, loans outstanding of USD 3.25 billion, and deposits of USD 3.48 billion.

Today ACLEDA Bank Plc. is offering E-Banking, Credit, Deposits, Local and International Funds Transfers, Trade Finance, Cash Management, Money Exchange, and a lot of other banking services.

For more information, visit:

ACLEDA Institute of Business

The ACLEDA Institute of Business Co., Ltd. (AIB) obtained a license from the Royal Government of Cambodia by Sub-Decree No. 13 OrNKr.BK, dated January 25, 2016. AIB is a Single Member Private Limited Company under Cambodian law, whose shares are held 100% by ACLEDA Bank Plc. as the parent company. ACLEDA Bank Plc. established AIB as its subsidiary to provide superior quality educational and training services in banking and finance to ACLEDA Bank's staff as well as students, and local, and international participants.

AIB was formed by merging the ACLEDA Training Division, which was established in 2000, and the ACLEDA ASEAN Regional Micro Finance Training Center. AIB has been playing a crucial role in building the capacity of ACLEDA staff to contribute to the Bank's success over the years.

From its inception up to December 31, 2017, AIB employed 112 staff members and now has total assets of USD 27,6 million. Over the years, a total of 46.480 courses have been organized for ACLEDA Bank employees, comprising 486.943 participants. Beyond the Bank's own staff, 317 courses for 5.726 Cambodian participants from 221 local institutions were also undertaken. AIB has also served regional and international students. To date, 162 training courses comprising 1.862 foreign participants from 142 institutions in 30 countries For academic student, AIB had got Associate degree 7 classes with 127 students and Bachelor degree 21 classes with 417 students, totally 28 classes with 535 students.

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